Archive for the ‘Credit’ Category

Mine and my fiancés conversation went to credit cards and debts this morning. I was just talking about getting myself a laptop through an installment plan and everything else followed. As much as I don’t want to have debt, I have no other options since buying a laptop with cash is something that I can’t afford. I know my limitations, though, when it comes to credit and any lending company will definitely have no problems with me. I’ve checked my free credit report, and when they check they will find out that I am an excellent credit risk. I will have debt when I get the laptop but it won’t be a big debt and I have no plans of adding any more. I will pay that one off first before I use credit again.